Monday, March 29, 2010

Adoption Tax Law

You may remember that back in January I blogged about reading an article that stated we should act on a prompting from God, even if we don't know how it will work out. We did that and I thought that when my family helped us with Jalen's adoption, that was the result of that prompting. Well, it turns out that it was only part of the result.

With the passing of the health bill, there has also been a change to adoption tax law. The adoption tax credit has now been increased by $1,000 and it has been made refundable. This means that you don't have to "earn" the credit with the taxes you have paid, but you can actually get back the full amount all in one lump sum. (Keep in mind, this only covers about half the cost of a private adoption. I think the credit is $13,000 now. Baylie's adoption cost $23,546 and to date Jalen's is $23,516 - with some more to come related to nursery and legal charges.)

This means that with next year's tax return, we will be able to pay off the money we owe for Jalen's adoption. His adoption will be paid off before Baylie's! (The change is not retroactive and will not apply to Baylie's adoption. UPDATE: The law is now retroactive!!) For me, this is nothing short of a miracle and yet another confirmation of the promptings we received related to Jalen's adoption. It is a testimony to me of the fact that God knows what is best for us. He can see things in the future of which we are not aware and we just need to learn to trust him and act on the promptings he sends us. This has been such an amazing and faith-promoting experience for me.

On the flip side, I have to acknowledge my hypocrasy. I have been very frustrated with all the special interests that get stuck into legislation and with things that get buried in bigger bills. However, in this case since it benefits me, I think it's great!

Monday, March 22, 2010

Health Care

I don't know what to think of health care. I basically don't trust the left or the right anymore since neither really seems to care about the American people. They just care about their special interests and whatever it takes to get that done. Our two-party system has become more of a contest of winning than an effort to do what is right. I do have a unique perspective on health care, however, from being hospitalized in different countries :). So, this lengthy - and perhaps boring - post is from my experience.

Canada - My pregnant sister in law died in her very early twenties from a brain aneurysm. She was Canadian. I have been told that throughout her life she suffered from horrible headaches, but that a scan, which could have spotted the aneurysm, was never performed. Instead, her prescriptions were just increased again and again. I don't know if socialized medicine contributed to her early death, but it makes me wonder.

Argentina - When I was a missionary in Argentina, we avoided a visit to the hospital if at all possible. If we couldn't avoid it, we would get up at 5:00 in the morning to go wait in a line at the hospital. After waiting, we would be given a number. That number represented when we could come back to see a doctor - no one specific, just any available doctor. If we were lucky, we could come back the same day. Then we would come back at the given time and wait in line again until we could actually be seen by the doctor. It was a horrible process, but it was free. (I was in southern Argentina, which is pretty rural, so things may have been different in Buenos Aires.)


Mexico - While living in Los Cabos, Mexico, I tore my achilles tendon playing volleyball. I elected to have surgery in Mexico rather than come back to the U.S. because it would be free. The conditions (again in a small town) were less than ideal. I was on a rusty gurney for pre-op with my IV tied from the ceiling with guaze, shared a room with five other people and basically felt like I was watching an episode from M*A*S*H rather than waiting for my own surgery. (If you think I'm exaggerating, talk to my mom. If a hurricane hadn't delayed her arrival, I'm pretty sure she would have picked me up and carried me out of there.) Fortunately, my doctor was awesome and the surgery went well. I decided to recuperate in the U.S. and ironically enough, the U.S. doctor recast my leg incorrectly causing me incredible and uneccessary pain. (But now my left foot flexes way farther than my right :).)

Panama - I had a kidney stone attack in Panama and because I was leaking fluid into my stomach cavity, had to have a procedure to blast the stone. The Panama hospital was a former U.S. military hospital and it was awesome. I got better and faster treatment that I had ever received in the U.S. I was very impressed. I understood later that most hospitals in Panama aren't like this. I have no idea how the ins and outs of the billing worked, but I had to put $5,000 on my corporate American Express card before I could leave the country. My insurance company reimbursed me about a year later.

And now for the United States. I strongly believe in always having insurance coverage. For most of my adult life, this wasn't a big deal. When I was making a nice salary, I really didn't notice the deduction. However, when we moved to Utah, I took a 75% pay cut. Then I decided to work part time from home. I paid over $600 a month for insurance. With my limited hours, after paying taxes and insurance, my take home was only about $200. It really wasn't worth the time I was working. So I made the difficult decision to put my children on Medicaid. It was hard for me to do because I don't believe in letting the government do what I should do for myself, but I decided that since it is just temporary while my husband is in graduate school, it was okay.

The insurance my kids get now is far better than any I paid for. I see the same doctor, but now I don't have to pay a dime for it.


My son was just in the hospital with RSV and had a bill of $25,000 for five days! That is a cost of $5,000 per day. There is something seriously wrong with that. Each day he spent in the hospital, there was a "Daily Room Charge" of $623. That doesn't include anything other than the room because everything else is itemized separately. I've stayed in some very nice hotels around the world, but I've never paid that much for a night. Every time they sucked out his nose, it cost $36.70. Oxygen with humidifier was $182.30. I'm not sure how that's applied since it was billed six times a day. And the list goes on and on. All I can say is I am grateful for Medicaid. Even if we were just paying our out of pocket maximum on our old policy, it would have been several thousand dollars.

Then about a week after Jalen came home, Baylie broke her arm. I don't know how much that would have cost, but I have a feeling it is just the first of many broken bones/injuries for this little girl. Breaking her arm has not slowed down her jumping or climbing at all.

One thing I have a hard time understanding is why a plan that I paid for - a lot for - cost so much more in co-payments and deductibles than the plan I get for free from the government. There is really no incentive for someone to go out and get a job and pay for their own insurance that will offer worse service than they can get for free from the government. And that's what's wrong with our health system.

Saturday, March 20, 2010

Sometimes You Have to Get Broken Before You Get Fixed

This is my phone...
This is my phone after Baylie...
But this is the new phone AT&T is sending me!

David called AT&T to tell them how frustrated we are with our overages and to find out if they'd match T-Mobile's prices. They didn't quite match, but it's close and they're crediting us back all the overages we had in January while picking up Jalen (about $300). They're sending us these free new phones and crediting us some other amounts over the next few months. Yay for AT&T!
P.S. Don't take it personally if I don't call/text you back for a while.

Happy Birthday, Baylie!

Two years ago, we brought home this beautiful little angel. It seems like forever ago. She is such a part of me, that it's hard to remember my life without her. She is so funny, precocious, smart and fearless. I don't know how I'll keep up with her. In our church, there's a saying that is often heard: "The Best Two Years of My Life." Normally, this is referring to the time a young man spends serving a mission. I can definitely say that these have been the best two years of my life. They've also been the hardest, most emotional and most defining.

Here is Baylie last year. This year she has changed so much. She talks up a storm. She knows what she likes (chips, juice and fries) and what she doesn't like (cleaning up, vegetables). She loves to give hugs, sing, dance and read books. Watching her grow and watching her personality develop is my favorite thing.

Here is her AWESOME princess cake made by my neighbor. We had a Princess and the Frog party. We went to the dollar movie to see Tiana (for the third time). Baylie started getting excited as soon as we pulled into the parking lot saying, "Tiana, Tiana, Tiana!"

Baylie really liked her cake.


We had so much fun celebrating with cousins, aunts and Grandad. I love my family and am so glad that Baylie is growing up surrounded by her grandparents, aunts, uncles and cousins.

Friday, March 19, 2010

Great Day at the Batchelor Pad

First of all,

CONGRATULATIONS TO DAVID!

He passed his oral examinations today -without qualifications (meaning he doesn't have to redo any part of the exam). So, he is officially a Master of Music. He's so smart and talented. I'm very proud of him.


Second, Baylie got her hot pink cast. She's very proud of it and will hold it up for anyone that asks and say "pink!".


And last, but certainly not least, our little guy is humongous! He had his two month check up today and he is officially a VERY big boy.


Height: just under 24 inches - 78th percentile
Weight: 13 1/2 pounds - 89th percentile
Head Circumference: 16 1/2 inches - 89th percentile

Wednesday, March 17, 2010

Happy St. Patrick's Day!

Here is a picture of my little leprechauns.
And this is Jalen at 3:00 a.m., his favorite time of the day. Can you tell he's ready to party?

And here's cute video of our little fist sucker (you need to turn up the volumne for full effect).

Friday, March 12, 2010

Who Do You Think You Are?

My religion has always emphasized genealogy and researching family history. I have found it interesting to see how in recent years this desire to learn more about where we come from has become more and more mainstream. Now NBC has a new series called "Who Do You Think You Are?" where celebrities search out their genealogy. It is a fascinating program.

I am lucky that so much of my family history has been researched:
  • Father's father - 9 generations, 1600's, Long Island (one from Denmark) - we don't know from where they emigrated
  • Father's mother - 11 generations, 1600's, Worscestershire, England
  • Mother's father - 17 generations, 1400's, Gloucester, England
  • Mother's mother - 7 generations, 1700's, Wales

There's actually more than that. I know I'm related to William the Conquerer. There are numerous charts and records available to me. Plus I grew up in a small town in southern Utah (Blanding) which was settled by my ancestors. I grew up listening to stories about my family. There is even a small town in Utah named after one of my ancestors (Hanksville). My family once owned much of Long Island. I have taken great pride in knowing where I come from. I need to study more and learn more of the details. I feel guilty that I've been to Wales twice and didn't do any research while there.

Tonight's episode of "Who Do You Think You Are?" was about Emmitt Smith. He traced his ancestry back to slaves and a white slave owner. At one point a slave owner raped one of his slaves and the daughter born from that was Mariah, an ancestor of Emmitt Smith. As I watched this program, I thought of my children. I want them to feel that my history is their history, but I know that they have a history completely separate from my own. I want to help them search that out as well. It will be difficult. I know their mother's names, but that is all. I know nothing about their fathers or their grandparents. Plus, slave records were often sporadic since slaves were treated like livestock rather than people. About half of slave families were broken up and sold to different plantations, so it's hard to trace families.

One thing that struck me is that Emmitt Smith learned that he is 81% African. The person who tested his DNA said she had never seen a percentage that high and that she has never tested an African American that was 100% African. There are so many stories hidden in black genealogy. I wonder what my children's stories will be. I hope we will be able to discover at least some of it. Watching this program has inspired me to do more and to do it now.