The Adam and Eve Paradox

I have always been puzzled by why Adam and Eve would be given two commandments or guidelines that were mutually exclusive of one another. It has never made sense to me that they would be placed in a situation where in order to obey one commandment, they would be forced to disobey another. However, I am now beginning to understand as we face a similar situation. Obviously, our situation doesn't impact the future of the human race, but it does help me see Adam and Eve's plight in a different light.

We have been given the following counsel by prophets:
1. Stay out of debt
2. Don't put off having a family because of financial concerns
3. Get an education
4. Mothers should stay home with their children

It is impossible for us to do numbers two, three and four without going against number one.

We are unable to have biological children which would be covered by insurance and instead have to spend thousands of dollars to get a baby. Unfortunately, we don't have thousands of dollars laying around and there are no long-lost rich uncles waiting to leave us an inheritance, so loans are the only way for us to get kids. Number two overrules number one.

We have tried to stay out of debt while in school, but that has meant that David goes to school full time and works full time, resulting in 14 hour days and leaving zero time to compose. When you're getting a Masters degree in Composition, this is a problem. If I work more hours, we break number four. We have had to face the fact that school loans are in our future. Numbers three and four overrule number one.

So like Eve, I'm faced with a list of commandments/guidelines that seem to mutually exclude one another and I say, "Were it not for our debt we never should have had children, and never should have received a Masters degree." I just hope we won't end up with a mountain of debt we won't be able to get out from under. I guess we can still try and find that long-lost rich uncle.